Android ยท Live  |  iOS ยท Waitlist Open

Your bank balance is incomplete.

Know exactly what's Safe to Spend after every bill, commitment, and budget. Finance for real life, not just records.

Get it on Google Play Join iOS Waitlist โ†’
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Real Balance - Commitments = Safe to Spend

Built for what happens next.

Most finance apps tell you where your money went. We tell you where you stand.

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Safe to Spend

The only number that matters. Know exactly what you can use today after upcoming bills, budgets, and debts are accounted for.

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30-Day Cash Forecast

See your financial future. Detect shortfalls before they happen with our predictive cashflow engine.

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Private by Design

Your data stays on your device. Works offline, no mandatory signups, and biometric locks to keep your eyes only on your money.

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Double-Entry Core

Accurate by design. Built on professional accounting principles so your balances are always consistent and dependable.

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Android Power User

Private SMS import to detect transactions automatically on-device. Home screen widgets for split-second logging.

Computed, not cached.

Most apps store "Current Balance" as a number. We derive it from your history every time. The math is always right.

Transactions are immutable ledgers. Edit history is preserved.

// Ledger Entry const entry = {   id: "tx_123",   splits: [     { acct: "Assets:Bank", cr: 150.00 },     { acct: "Exp:Groceries", dr: 150.00 }   ] }; // sum(dr) === sum(cr)

iOS coming soon.

Get notified when the iOS version drops. Android users โ€” you're all set, just grab it on Google Play.